Make the most of your shopping experience by creating
an account. You can:

Access your saved cars on any device.
Receive Price Alert emails when price changes,
new offers become available or a vehicle is sold.
My Garage
Not registered? click here

Finance Calculator

Our Finance Calculator can help determine the estimated monthly car payments on your new vehicle.

Utilizing our Finance Calculator is easy! Get your estimated monthly cost in seconds by entering in the vehicle price, your down payment amount, and loan term information.

Loan Terms

Down Payment

The money you put toward your loan upfront is your Down Payment.  The more money down towards your new car loan can help lower your monthly payment costs and can help you save on interest over the length of your loan.  The down payment amount could be anywhere from 0-50% of the loan amount requested depending on your credit score, and the vehicle itself,

If you are trading in your vehicle at the time of purchasing a new one, any positive equity you have in your vehicle can be used toward your down payment, saving you even more on interest and lowering your monthly costs.  Not sure of the value of your current vehicle?  We’ve got your covered!  Get a value in seconds by clicking here: Value Your Trade.

Loan Term

The Loan Term is the length of your loan agreement.  While the average loan term is 72 months (6 years), loan terms can be as little as 36 months/3 years all the way up to 84 months/7 years (contingent upon model and mileage).  The longer your loan term is, the lower your monthly payments will be, but will increase your overall interest paid.  Conversely, the shorter your term is, the more your monthly payment will be and the amount paid towards interest will be less.

Interest Rate

Your credit and loan term will determine your Interest Rate.  The higher your credit score, the lower your interest rate will be.  Here at Tampa Bay AutoNetwork, we work with a variety of Banks and Credit Unions that offer competitive interest rates as well as a variety of credit scores.

Vehicle Price

The Vehicle Price does not include Tax, Tag, Title and $349 Dealer Processing Fee.